Paycheck-to-Passive™ Perpetuate Your Income Starter Bundle

You've Mastered Your Money. You've Accelerated Your Earnings. Now It's Time to Perpetuate Your Income.

Congratulations. You've come a long way.

Level 1: You built your budget, saved your emergency fund, and broke free from debt.
Level 2: You mastered interviews, built confidence, and started advancing your career.

You're earning more. You're saving more. You're finally winning with money.

But here's the truth most financial advisors won't tell you: The real wealth isn't built by working harder or earning more. It's built by putting your money to work FOR you.

Welcome to Level 3: Perpetuate Your Income — where you transform from "earning money" to "money earning money."

This is where your paycheck becomes passive income. Where compound interest turns $10,000 into $100,000. Where you stop trading time for money and start building wealth that works while you sleep.

And you're going to do it without:

• ❌ Quitting your job to "day trade"

• ❌ Risking your life savings on crypto schemes

• ❌ Spending 40 hours a week analyzing stocks

• ❌ Paying $2,000+ for financial advisor fees

• ❌ Falling for get-rich-quick investment scams

This is smart, systematic, simple investing for employed professionals.

The kind that builds retirement wealth. The kind that creates generational financial security. The kind that lets you sleep soundly knowing your money is working as hard as you do.

Why This Bundle Changes Everything

Most investing advice is either:

• Too complicated (Wall Street jargon that intimidates you)

• Too risky (speculative schemes that lose your money)

• Too expensive ($200-500/hour financial advisors)

• Too time-intensive (requires hours of daily research)

The Perpetuate Your Income Bundle is different.

This is the simple, proven, low-cost investment system that Garrett used to build $4,200/month in passive income starting from a $38,790 salary while raising four kids.

Not complicated. Not risky. Not expensive. Just systematic wealth-building.

Here's Everything Inside Your Bundle:

📚 WEALTH-BUILDING EBOOKS (3 Complete Books)

1. Step By Step Stacking Wealth (57 Pages)
Your complete guide to compound interest mastery and wealth building. Learn:

• The mathematics of exponential growth (why time is your greatest asset)

• The Rule of 72 (calculate how long until your money doubles)

• The three phases of compound interest (initial, building, exponential)

• Best investment vehicles for maximizing compound returns

• Common mistakes that slow growth (fees, psychology, bad choices)

• Your personal compound interest blueprint

This alone teaches you the wealth-building secret Einstein called "the eighth wonder of the world." Once you understand compound interest, you'll never look at money the same way.

2. Invest Confidently With Asset Allocation Strategies (25 Pages)
Master portfolio construction and risk management through proven asset allocation. Discover:

• The four main asset classes (cash equivalents, fixed income, equities, alternatives)

• Risk vs. return optimization for your specific goals

• Diversification strategies that protect your wealth

• Asset allocation formulas for different life stages

• Rebalancing techniques to maintain optimal portfolio performance

Asset allocation determines 90%+ of your portfolio returns. Get this right, and investing becomes simple and effective.

3. Investment Planning (17 Pages)
Build your investment foundation with systematic planning and goal-setting. Learn:

• How to set achievable investment goals (short-term and long-term)

• Calculate how much you can invest (without sacrificing lifestyle)

• Types of investments explained (stocks, bonds, CDs, mutual funds, ETFs)

• Budget strategies to free up investment capital

• Risk assessment frameworks for choosing the right investments

Most people fail at investing because they don't have a plan. This guide gives you the blueprint for systematic wealth creation.

📋 IMPLEMENTATION CHECKLISTS (2 Step-by-Step Action Plans)

4. Investment Portfolio Building Checklist
Your complete checklist for creating and maintaining a diversified investment portfolio:

• ✅ Foundation setup (goals, risk tolerance, investable amount)

• ✅ Account setup and structure (401k, IRA, brokerage accounts)

• ✅ Portfolio construction (asset allocation, diversification, sector balance)

• ✅ Investment selection (index funds, ETFs, bonds)

• ✅ Maintenance and optimization (reviews, rebalancing, tax efficiency)

• ✅ Risk management (emergency funds, documentation, volatility planning)

Use this checklist to build a bulletproof investment portfolio in 30-60 days.

5. Investing Made Easy Checklist
Your beginner-friendly investing action plan that removes overwhelm:

• ✅ Getting started (accounts, initial deposits, automation)

• ✅ Choosing investments (index funds, target-date funds, diversification)

• ✅ Ongoing management (contributions, rebalancing, performance tracking)

• ✅ Tax optimization (retirement accounts, tax-loss harvesting)

• ✅ Risk control (emergency funds, portfolio protection, emotional discipline)

If investing feels intimidating, start here. This checklist makes investing as simple as following a recipe.

📖 ADVANCED OPTIMIZATION GUIDE (1 Detailed Strategy)

6. The Complete Portfolio Fee Audit (14 Pages)
Your step-by-step guide to identifying and eliminating investment fees that silently destroy wealth. Master:

• Understanding the true impact of fees (1% difference = $430K lost over 30 years!)

• Types of fees to track (management, transaction, administrative, load, 12b-1, advisory)

• Conducting your fee audit (gather documents, identify fees, calculate burden)

• Fee reduction strategies (low-cost alternatives, consolidation, negotiation)

• Implementation plan (quick wins, strategic changes, long-term optimization)

Investment fees are wealth killers. This audit could save you $200K-$500K+ over your investing lifetime—all for 2-3 hours of work.

🧮 BONUS TOOL (Coming Soon)

7. Household Networth Tracking Tool (Excel Spreadsheet)
Your simple, powerful system for tracking total networth across all asset types:

• Track stocks, bonds, retirement accounts, real estate, and other assets

• Monitor month-over-month networth growth

• Visualize your wealth-building progress

• Categorize assets by type for strategic rebalancing

• Simple interface—no complicated formulas or financial jargon

What gets measured gets managed. This tracker shows you exactly how your wealth is growing month after month.

Note: This tool will be added to your bundle once finalized—you'll receive automatic access at no additional cost.

Why This Bundle Works When Other Investing Courses Don't

Most investment courses are either:

• Too theoretical (academic concepts with no practical application)

• Too advanced (designed for finance professionals, not regular people)

• Too salesy (pushing specific products or high-fee advisors)

• Too overwhelming (500-page books you'll never finish)

The Perpetuate Your Income Bundle is different:

✅ Action-Oriented: Checklists, guides, and step-by-step systems you can implement TODAY
✅ Beginner-Friendly: Written for employed professionals with zero investing experience
✅ Product-Agnostic: No affiliate kickbacks, no product pushing—just honest education
✅ Time-Efficient: Learn in 3-5 hours, implement in 30-60 days, benefit for 30+ years
✅ Evidence-Based: Compound interest math, asset allocation research, fee impact data
✅ Employment-Friendly: Designed for people with jobs (not day traders or crypto bros)

Who This Bundle Is For

✔️ You've completed Level 1 & 2 (or have stable finances and career)
✔️ You're earning more money and ready to invest it wisely
✔️ You want to build passive income without quitting your job
✔️ You're intimidated by investing but ready to learn
✔️ You're tired of working forever and want retirement freedom
✔️ You want to build generational wealth for your family
✔️ You're staying employed (no pressure to become a day trader)
✔️ You're ready to let your money work for you instead of only working for money

Who This Bundle Is NOT For

❌ People who haven't mastered basic finances (budget, emergency fund, debt control)
❌ Those seeking get-rich-quick schemes or crypto speculation
❌ Day traders or people wanting to quit their jobs to trade stocks
❌ Anyone expecting to become a millionaire overnight
❌ People not willing to invest consistently over time
❌ Those who want someone else to manage their money (hire an advisor instead)

The Real Question: What's the ROI of Smart Investing?

Let's do the math using real compound interest:

Scenario 1: You don't invest (keep money in savings at 0.5% interest)

• Monthly contribution: $500

• Time horizon: 30 years

• Total contributions: $180,000

• Final value: ~$190,000

• Growth: $10,000

Scenario 2: You invest wisely (index funds averaging 8% annual return)

• Monthly contribution: $500

• Time horizon: 30 years

• Total contributions: $180,000

• Final value: ~$679,000

• Growth: $499,000

Scenario 3: You invest wisely AND reduce fees from 1% to 0.1%

• Monthly contribution: $500

• Time horizon: 30 years

• Total contributions: $180,000

• Final value with 1% fees: ~$574,000

• Final value with 0.1% fees: ~$665,000

• Additional wealth from fee reduction: $91,000

That's the power of smart investing + fee optimization.

The difference between NOT investing and investing wisely = $489,000.
The difference between high fees and low fees = $91,000.

Combined impact: You could have $580,000 MORE in retirement by implementing the strategies in this $67 bundle.

That's an 8,656x ROI on your investment.

What If You Could:

• Stop worrying about running out of money in retirement?

• Build a portfolio that generates $3K-5K per month in passive income?

• Watch your networth grow by $50K, $100K, $200K+ per year through compound interest?

• Know exactly where to invest, how much to invest, and when to rebalance?

• Eliminate $100K+ in unnecessary investment fees over your lifetime?

• Build generational wealth your kids and grandkids inherit?

That's what mastering Level 3 makes possible.

Not someday. Not after paying thousands for financial advisors. Right now, with the system you're about to receive.

Your 7-Resource Wealth-Building System Starts Today

For less than a single financial advisor consultation, you're getting:

• 3 comprehensive ebooks (99 pages of investment mastery)

• 2 implementation checklists (plug-and-play investing systems)

• 1 fee audit guide (eliminate wealth-killing fees)

• 1 networth tracking tool (Excel spreadsheet for monitoring growth)

Every resource is digital and delivered instantly. No shipping delays. No complicated logins. Just immediate access to the complete investing system that turns your paycheck into perpetual passive income.

This is Level 3 of Your Paycheck-to-Passive Journey

Level 1: You mastered your money (budget, savings, debt control) ✅
Level 2: You accelerated your earnings (better jobs, confidence, career growth) ✅
Level 3: You perpetuate your income (invest, compound, build passive income) ← YOU ARE HERE

This is the final transformation.

You've built the foundation (L1). You've increased your income (L2). Now you're going to turn that income into wealth that works while you sleep (L3).

This is how you retire early. This is how you build generational wealth. This is how you achieve financial freedom.

Not by working harder. Not by chasing side hustles. By putting your money to work so it grows exponentially through the power of compound interest.

The Truth About Compound Interest and Time

Here's what most people don't understand:

The best time to start investing was 10 years ago. The second-best time is TODAY.

Every year you delay investing costs you exponentially:

Starting at 25 vs. 35 = $1,066,000 difference (same monthly investment!)
Starting at 25 vs. 45 = $1,498,000 difference

Time is your most valuable asset in investing. You can't buy it back. You can't make it up later. Every day you wait costs you compound growth.

That's why this $67 investment isn't optional—it's the most important money decision you'll make this year.

What People Say When They Finally Start Investing:

"I wish I had learned this 10 years ago. I'd be so much further ahead."

"I was intimidated by investing my whole life. These guides made it so simple I started my first portfolio in 2 weeks."

"The fee audit alone saved me $1,200 per year. That's $36,000 over 30 years. This bundle paid for itself 537 times over."

"I finally understand compound interest. It's like discovering a cheat code for wealth."

Don't be the person saying "I wish I started sooner."

Be the person who starts TODAY.

🎯 Get instant access to all 7 resources now

Questions?

Contact us at support@cheatcodewealth.com. We're here to help you build wealth.

Refund & Returns Policy

30‑Day Satisfaction Guarantee. Not happy? Request store credit equal to your purchase price within 30 days. Email support@cheatcodewealth.com. See full policy: Refund Policy.

Frequently Asked Questions

Q: Do I need to complete Level 1 & 2 before starting Level 3?
A: While the complete system works best when done in order (L1 → L2 → L3), you can start Level 3 if you already have: (1) a stable budget and emergency fund, (2) a decent income with money left over to invest. If you're still living paycheck-to-paycheck or drowning in debt, start with Level 1.

Q: I've never invested before. Is this too advanced for me?
A: Absolutely not! This bundle is specifically designed for complete beginners. We start with the fundamentals (what is compound interest, what are asset classes) and build from there. The checklists give you step-by-step instructions—just follow them in order.

Q: Will this teach me to day trade or pick individual stocks?
A: No, and that's intentional. This bundle teaches simple, proven index fund investing that requires minimal time and has lower risk than stock picking. We're building wealth for employed professionals, not teaching you to quit your job and become a trader.

Q: How much money do I need to start investing?
A: You can start investing with as little as $50-100/month. Most modern brokerages (Vanguard, Fidelity, Schwab) have no account minimums. The key is starting NOW and being consistent—small amounts compound into massive wealth over time.

Q: What if the stock market crashes after I start investing?
A: Market crashes are buying opportunities when you're investing long-term. This bundle teaches you the psychology and strategies to stay calm during volatility and even benefit from market downturns. The worst thing you can do is NOT invest because you're afraid of crashes.

Q: Do I need to hire a financial advisor?
A: For most people with straightforward financial situations, no. This bundle teaches you to build and manage your own portfolio using low-cost index funds. However, if you have complex tax situations, large inheritances, or business assets, a fee-only fiduciary advisor might be helpful for specific questions.

Q: When will I see results from investing?
A: Investment returns compound over time. You might see 8-10% annual returns in good years, but the real magic happens over 10, 20, 30+ years. The sooner you start, the more time compound interest has to work. Starting 10 years earlier can mean $500K+ more in retirement.

Q: What's included in the Household Networth Tracking Tool?
A: It's a simple Excel spreadsheet that tracks your total networth across all asset types (stocks, bonds, retirement accounts, real estate, etc.). You'll be able to see month-over-month growth and categorize assets for strategic planning. This tool will be added to your bundle once finalized—you'll get automatic access at no extra cost.